Car rental in Europe, Canada, US. What does your credit card cover?
It is important to check the insurance and warranty coverage of your credit card (generally Gold or Platinum) before opting for the 'Basic' contract instead of 'Inclusive'. In this case, to insure your rented car, you must: - a 30 day period, with no renewal. transported persons (PAI), luggage and personal effects (SPAI)…
- use an accepted and valid card,
- begin and complete the whole rental transaction using the same card,
- only the cardholder may rent the vehicle and take possession of it (he must personnaly sign the contract),
- formally refuse the insurance offered by the rental agency.
The protection offered by your credit card is generally limited to:
- one single vehicle rental at a time,
Caution, check whether your credit card:
- imposes a deductible amount,
- limits any warranty amount,
- properly covers other insurance, such as collision damages (CDW), theft (THW), fire,
- and also covers the vehicle category that you chose.